Nav is democratizing small business financing. In other words, we give small business owners access and control. Yes, this challenges the norm, but it means working with curious, purpose driven, dedicated, and inquisitively smart people who push themselves, our company and the community to the next level (and every level after that). We are the people behind the tech. And when it’s good, we look for better. We don’t over think the value we bring nor spend time trying to revamp mantras. We also do not come up with some crafty way to tell you who we are and what we offer. We are Nav! Here, you’ll gain a wealth of experience, learn the tricks of the trade, and work with winners. All companies say people are connected to their mission but in our case our mission and our people are one – it is a way of being not just a cause you are committed to. And since 2013, Nav has holistically and organically developed its own ideology because Nav can only be Nav.

We are looking for a senior software engineer to join the Lending and Credit Card team (LCC). This team supports small businesses by guiding business owners to the right options based on their particular circumstances. We do this by building software that compares user data to our partners' needs and then making recommendations using our MatchFactor system. As we get updates back from our partners on the users' application process, we further integrate it to provide a user experience that improves its recommendations based on the real-world results of our recommendations.

YOU WILL:

• Build and scale services that integrate with banking data vendors, and other internal services.
• Take ownership of your own projects while pairing with mentors.
• Build the framework that Nav’s solutions (credit reports, alerts, financing marketplace) plug into.
• Design and build mission critical systems, products and solutions that small businesses will rely heavily on.
• Turn business requirements into technical solutions.
• Contribute cross stack and learn a wide variety of skills and technologies.
• Optimize Nav’s customer experience, from first contact, through sign-up, and applying for loans and credit cards.
• Help establish best practices within Nav's growing Engineering organization.

OUR TECH STACK:

• Golang
• GraphQL
• Java
• Typescript / React
• NodeJS
• Docker / Kubernetes
• Amazon Web Services
• PostgreSQL

ABOUT YOU:

• 5+ years of programming experience in a production environment with Golang, Java, or Javascript.
• A proven track record of successfully delivering maintainable backend systems in a Linux environment.
• Willing to learn parts of our tech stack you’re currently uncomfortable with.
• You are curious and passionate about technology
• Relevant industry experience would be a huge bonus
• Have strong communication and collaboration skills
• You are comfortable working on complex projects with multiple stakeholders.
• You have a bias for action, a “driver” that gets stuff done, using analytical thinking.
• You are comfortable with ambiguity, ability to change course quickly based on new insights.

OUR TECH STACK:

• Languages: Golang, Java, TypeScript/React, Node.js
• Frameworks and Tools: Protobuf/gRPC, Docker, Kubernetes
• Infrastructure: Amazon Web Services (AWS), PostgreSQL

OUR PRINCIPLES:

• Collaboration: We believe in the power of open discussions and transparency, encouraging communication in shared spaces over private channels. Trust is foundational, and we support one another while avoiding micromanagement.
• Ownership: We embrace collective ownership, taking responsibility for technologies and codebases within our domains and across shared areas. Everyone has opportunities to lead initiatives, gain context, and address critical issues collaboratively.
• Sustainability: We prioritize maintainable, well-tested solutions and rely on trusted technologies to ensure long-term reliability. When problems arise, we address them promptly and keep our systems up to date.
• Bias for Action: Drive initiatives forward with analytical thinking and a sense of urgency.
• Completion and Innovation: We value finishing ongoing work before starting new tasks and encourage active contributions to improve processes. Quick reviews on small changes help maintain momentum.
• Continuous Improvement: We foster growth by offering opportunities to work beyond comfort zones and develop deep expertise. Sharing knowledge within the team and organization is a core part of our culture.

Inclusion at Nav:

At Nav, we celebrate what makes our employees unique because the businesses we serve are progressively diverse and distinctly original. Navericks are diverse, side hustlers, immigrants, veterans, queer, and we push generational boundaries. We are college dropouts, PhDs, special needs parents, allies, pet owners and community leaders. Navericks are human. We are committed to upholding a safe, supportive environment where everyone matters. We are committed to making a better future for all of us. We have created a workplace where people of all backgrounds can express their identities authentically. To put it simply, we want you to be proud to be you.

Our Compensation Philosophy is simple but powerful:

At Nav, we are transparent about our total rewards, including pay, across all levels and roles. We believe great, enduring relationships are grounded in trust and transparency. Compensation shouldn’t be a distraction, and employees should understand how pay and career advancement decisions are made. Providing equal pay for equal work is table stakes for being a great place to work. Gender and ethnic inequity should only be something that our children read about in history books. We believe providing Navricks with company ownership, competitive pay, and a range of meaningful benefits is the start of creating a culture where people want to give the best they’ve got — not because they’re simply making money, but because they’ve fallen in love with our vision, mission, values, and team.

During the interview process, our recruiter will be explaining how our rubrics work across all of our total rewards (base, equity, bonus, perks, and benefit) offerings. The base salary for this role is targeted between $145K - $165K per year. Final offer amount is determined by your proficiencies within this level.

Our impact on you:

Competitive Pay. Company Ownership. Unlimited Vacation. Benefits Day One. 6 Weeks Paid Parental Leave. Work From Anywhere (yes we were distributed before it was cool). Flexible Work Arrangements. Free Telehealth and Telemental Health For All Employees. Employee Networking and Events. Community Network Groups (women’s, PRIDE, culture). Meaningful Perks and Rewards. Learning and Development Opportunities. Pet Insurance.

A Naverick’s DNA:

• We look at the future and say “why not”; we see possibilities where others see problems or routines. We show the way ahead and are committed to achieving ambitious goals.
• We practice straight talk and listen generously to each other with empathy. We value different opinions and point of views. We ensure that we connect outside as well as inside to learn from others and inspire each other.
• We hold ourselves accountable for delivering results. We choose to not to be a victim of circumstance. We make decisions & take responsibility so that we can act & support each other, rather than adopting defensive, and “finger pointing” behaviors.
• As leaders we motivate & engage our teams to undertake beyond what they originally thought possible, by developing our teams & creating the conditions for people to grow and empower themselves through enabling & coaching.

If you are based in California, we encourage you to read our privacy notice for California residents linked here.